Through an ongoing advisory relationship, we may help you achieve continuous improvement of your financial situation by:
- Managing your investment portfolio
- Meeting with you throughout the year to update your financial plan
- Acting as an initiator of strategic-planning opportunities
- Serving as a sounding board for you to discuss new ideas and issues as they arise
- Coordinating the work of your other advisors and enhancing their ability to assist you
As noted above, determining how to structure your investment portfolio is a highly individual process that grows out of our financial planning work together. However, several key principles apply to all of our clients' portfolios::
- Well-Defined Investment Policy
- Emphasis on Portfolio Structure
- Tax Sensitive Management
- Controlling Costs
- Disciplined Portfolio Monitoring
- Socially Responsive Investing
Our aim is to provide you with a great sense of relief knowing that we are helping you be a good steward of your financial resources. We also want to ensure that you are taking advantage of all available opportunities and prudently managing any risks that arise as your circumstances evolve.
Although much of our work centers on applying a disciplined investment approach, it extends far beyond that. Many of your most important financial opportunities will come from areas other than investments - for example, cash and debt management, tax management, long-term capital needs planning, estate planning and your charitable giving plans. Thus, we integrate your investment strategy with your financial plan and emphasize a structured, consultative process that allows us to understand all areas of your financial life before making recommendations in any one area.
Since our work process is thorough, methodical, and very time and labor intensive, we necessarily work with a small number of clients. Thus, we take care to ensure that you and our firm are a good fit, professionally and personally, before partnering on a long-term relationship.
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